Main Page Mortgage center School info Articles & Links » Different Types of Loans » Refinancing » Leveraging Your Money » Length of Your Mortgage » Saving for the Down Payment » Closing Costs » How Mortgage Loans Work » When to Pay Points » Adjustable-Rate Mortgages » How Much Can You Afford? » Getting Your Finances in Order » Your Credit History » Mortgage Glossary	Mortgage Glossary: Q A | B | C | D | E | F | G | H | I | J | K | L | M N | O | P | Q | R | S | T | U | V | W | X | Y | Z Q qualifying ratios The ratio of your fixed monthly expenses to your gross monthly income, used to determine how much you can afford to borrow. The fixed monthly expenses would include PITI along with other obligations such as student loans, car loans, or credit card payments.
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